It doesn’t matter what your business’ size or needs are, we can provide the same quality coverage and service — at the appropriate level for your company, customized for your needs and size. We can provide you with services for:
Liability insurance protects your financial position in the event you are held responsible, regardless of negligence, for damages to another party.
Your business may have several types of property that require protection from potential loss; furniture and fixtures, computer equipment, telephone equipment, tools, inventory and more. Hoffman Insurance can help customize a policy that is right for your business.
Massachusetts state law requires all businesses to carry workers’ compensation insurance. This provides employees medical protection for on the job injuries and the replacement of lost wages. Let Hoffman Insurance review your policy, or let us initiate a policy for your business.
Whether you own, lease or have employees use their autos in the course of business, you need this coverage. Hoffman Insurance will identify your needs and recommend the proper solution.
Professional liability insurance (PLI) is insurance that protects professionals such as accountants, lawyers, and physicians against negligence and other claims initiated by their clients. Professionals who have expertise in a specific area require this type of insurance because general liability insurance policies do not offer protection against claims arising out of business or professional practices such as negligence, malpractice, or misrepresentation.
Errors & Omissions
Errors and omissions insurance, also known as E&O insurance and professional liability insurance, helps protect you from lawsuits claiming you made a mistake in your professional services. This insurance can help cover your court costs or settlements, which can be very costly for your business to pay on its own.
Directors & Officers
Directors and officers (D&O) liability insurance is insurance coverage intended to protect individuals from personal losses if they are sued as a result of serving as a director or an officer of a business or other type of organization.
Cyber liability insurance covers financial losses that result from data breaches and other cyber events. Most cyber policies include both first-party and third-party coverages. Some coverages may be included automatically while others are available “a la carte.”